When you’re running a small-to-midsized business (SMB), managing your books can be time-consuming and overwhelming. Whether you’re trying to keep track of your income, expenses and taxes or you’re struggling to make sure you’re meeting IRS compliance requirements, you need a reliable and affordable bookkeeping solution.

Is a bookkeeper a professional?

SMB bookkeeping experts can help you find the best way to manage your finances without sacrificing your business’s growth. Choosing the right accounting software, tools and services can save you money and time while improving your company’s financial health.

Excel is an essential tool for accountants and business owners alike, providing flexibility for summarizing raw data, comparing complex datasets and creating reports. It also comes with ready-made templates for all types of accounting functions, including invoicing and ledgers.

Taxes are complicated and it’s difficult to know exactly how much you owe the IRS. Enlisting the help of an accounting specialist can simplify the process and ensure your returns are filed correctly and on time each year.

Keeping your books in order requires work processes, transaction recording systems and a clear understanding of what accounts to separate and where to store documents. Having an automated system to keep this process organized and in order will provide peace of mind, business security and give you the freedom to focus on your company’s growth.

Fortunately, today’s modern solutions can be easy to use and help you get the job done quickly. From cloud accounting and a variety of reporting and budgeting tools to simple-to-use cash flow and expense tracking, there’s a solution for every SMB owner.

Over 55s are increasingly turning to equity release for over 50s  as a way to unlock the tax-free cash locked up in their homes. But if you’re considering this option, it’s crucial to take independent financial advice. An IFA will be able to help you understand the risks and benefits, as well as alternative options that could work better for you.

Research by SunLife shows nearly a third of people over 50 wrongly think their children will have to repay the lump sum they release from their home, while two fifths also believe they could lose their house as a result of taking out an equity release plan. However, the regulated products offered today are designed to ensure that you can never go into negative equity and your children will never be liable for repayment.

Homeownership Beyond 70: Your Guide to Halifax Mortgages Tailored for Seniors

The most popular type of equity release is a lifetime mortgage, where you release a lump sum or regular payments from the value of your property while retaining full ownership. You’ll be responsible for paying any bills and maintaining the property, but you’ll not need to pay back your equity release provider until after your death or if you move into long-term care.

There are other forms of equity release, such as home reversion schemes where you sell a proportion of your home to a company that gives you a monthly payment in return. However, these can often prove expensive as a percentage of your home’s value is being used to cover fees.

In a market where consumers are exposed to so much information, and so many of it inaccurate or untrue, cannabis marketing agency need to be able to communicate their true value to the public. A solid branding strategy that highlights the brand’s authenticity, cultivation practices, and commitment to quality is essential for building trust with consumers.

The right marketing agency can elevate a dispensary’s brand, drive revenue, and ultimately grow their business. With so many options to choose from, however, finding the right one can be overwhelming. We’ve put together a list of 8 tips to help you find the perfect cannabis marketing agency.

Cultivating Success: Cannabis Branding and Storytelling

1. Look for an agency that understands the industry.

Cannabis-specific agencies are a great choice for small and mid-sized cannabis businesses that need strategic marketing solutions. They can help you stay compliant with marijuana advertising regulations and help your brand stand out from the competition.

2. Review an agency’s client portfolio and past work.

When shopping for a cannabis marketing agency, it’s important to consider the agency’s current and previous client roster and the budget size of each. While no agency is going to share the financials of their clients, it’s often easy to get a good sense of an agency’s capabilities and potential fit by reviewing their client portfolio. If they’re working with a large scale medical or recreational marijuana brand, like MedMen or Leafly, they likely have a larger retainer and can provide more comprehensive strategies than an agency serving only local dispensaries.